Strata Website Terms of Service

Effective date: October 14, 2026

Scope

These Terms govern use of the marketing website learnstrata.com, operated by Red Advantage Management LLC ("Strata," "we," "us," or "our"). Strata is a financial operating system that helps members build better money habits through education and ongoing practice. Please read these Terms before using the website. If you do not agree, please discontinue use.

Access to and use of the Strata system at app.learnstrata.com is governed by separate terms, available within Strata. Member accounts, assessments, trials, memberships, billing, cancellation, and refunds are governed by those separate terms and any applicable terms presented during purchase. These website Terms do not replace or modify the terms governing your Strata account or membership.

Educational information

Website content is provided for general educational and informational purposes. It is not individualized financial, investment, legal, or tax advice, and does not create an advisory or fiduciary relationship. Consult qualified professionals about your circumstances before making financial decisions.

We do not guarantee investment returns, wealth, savings, or other outcomes. Examples and testimonials describe particular experiences and do not promise similar results for everyone.

Permitted use and intellectual property

You may view the website and use its content for personal, noncommercial informational purposes. Website text, graphics, branding, and other materials belong to Strata or its licensors and are protected by applicable intellectual property laws. Other uses require permission or another lawful basis.

You may not use the website unlawfully, attempt unauthorized access, introduce malicious code, interfere with its operation, impersonate others, or infringe another person’s rights. Nothing here limits uses permitted by applicable law.

Third party links

The website may link to external websites and services. Those services have their own terms and privacy practices. We are not responsible for content or operations outside our control.

Information and availability

We aim to keep information accurate, but content, features, prices, and availability may change. Review current membership details and checkout terms before purchasing. We may update, suspend, or discontinue website features.

To the extent permitted by law, the marketing website is provided as available without warranties of uninterrupted access, error free operation, or suitability for a particular purpose. This provision does not exclude warranties or rights that cannot lawfully be excluded.

Responsibility and liability

To the extent permitted by law, we are not liable for indirect, incidental, special, or consequential losses arising from use of this marketing website. Nothing in these Terms excludes liability that cannot legally be excluded, including liability for fraud or other conduct where exclusion is prohibited. Liability relating to your use of the Strata system or membership is addressed in the separate terms governing that use.

Privacy

Our Website Privacy Policy explains website data practices. These Terms do not substitute for any consent required for tracking or personal information processing.

Changes and general provisions

We may revise these Terms by posting an updated version and effective date. Changes apply prospectively, subject to applicable notice and agreement requirements. If a provision is unenforceable, the remaining provisions continue to apply to the extent permitted by law. These Terms do not limit mandatory consumer rights.

Contact

Red Advantage Management LLC
Email: [email protected]